Regulation

Coinbase sues SEC and FDIC to clarify crypto rules

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Brian Armstrong, CEO of Coinbase | Image: Getty Images

Cryptocurrency exchange Coinbase filed lawsuits Thursday against the U.S. Securities and Exchange Commission (SEC) and the Federal Deposit Insurance Corporation (FDIC), alleging unfair targeting and opaque practices.

The legal challenges, filed in the U.S. District Court for the District of Columbia, accuse the agencies of overregulation and failing to respond to Freedom of Information Act (FOIA) requests.

The exchange’s lawsuit seeks to counter what it sees as a concerted effort by the SEC and FDIC to undermine the cryptocurrency industry by restricting access to banking services and withholding information.

Coinbase has criticized the SEC for using privacy claims to obscure its regulatory methods, particularly regarding the proof-of-stake transition from Ethereum and other crypto entities.

The FDIC is also under fire for advising banks to halt the expansion of crypto-related services through “pause letters,” a tactic Coinbase compares to the controversial “Operation Choke Point.”

The dispute between Coinbase and the SEC also includes a previous lawsuit from April 2023, in which the exchange demanded a definitive position on crypto-specific regulations.

Despite discussions since July 2022, the SEC has yet to provide clear guidance, choosing to apply existing securities laws that Coinbase believes are unsuitable for cryptocurrencies.

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