Regulation

Marsh launches new insurance solution for EU crypto-asset service providers

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Marsh launches new insurance solution for EU crypto-asset service providers | Insurance company in the UK

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Launch comes amid looming regulation

Technology


By
Jonathan Cueto

Marsh, a global insurance broker and risk advisor, announced the launch of MiCAssure, a proprietary insurance solution designed for crypto-asset service providers in the European Union (EU). The offer aims to help companies comply with the upcoming Markets in Crypto Assets (MiCA) regulations, which are expected to come into force on December 30 this year.

According to a press release, MiCA establishes a comprehensive regulatory framework for the crypto-asset market in the EU, focused on legal certainty, consumer protection and reducing regulatory fragmentation. It requires regulated companies authorized by MiCA to have prudential guarantees, either through their own funds or by maintaining an insurance policy, to cover specific risks.

MiCAssure, developed by Marsh Specialty in collaboration with market insurers Lloyd’s and London, provides cover for a range of risks that crypto-asset service providers may encounter, the press release said. These risks include third-party claims arising from misrepresentations or misleading statements, confidentiality obligations, business interruptions, legal and regulatory obligations, and gross negligence in protecting crypto-assets and customer funds.

Marsh Specialty noted that this insurance solution complies with MiCA’s prudential requirements and aims to help businesses reduce or eliminate the need to set aside significant capital to meet regulatory requirements.

Rupert Poland, UK digital assets leader at Marsh Specialty, highlighted the importance of MiCAssure in the context of the new regulations.

“Regulatory advancements such as MiCA strengthen the credibility of the digital asset ecosystem by providing security and stability to retail users and institutions venturing into the digital asset space, while providing robust guidance and frameworks to crypto asset service providers,” he said.

Poland added that MiCAssure not only offers operational guarantees, but also the possibility of freeing up capital, thus enabling the growth of crypto-asset service providers in the EU. He highlighted that this insurance and risk management solution is essential for businesses navigating the changing landscape of European crypto regulation.

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